We just got the email from the loan agent who helped us to loan our current house that the 30 year mortgage rate is going down.
Rate for 30-year fixed conforming (up to $417k) : as of 12/11/08
For primary residence, Loan amount fall within 80% of the property value was at 5.25% for no closing cost refi. This is also required with FICO scores of 720 or better.
For rental properties, you may refinance up to 60% (only) of the property's value.
Sounds good?
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